Last weekend, I was on an important call with a friend when suddenly—beep beep—my Airtel balance ran out. I didn’t have enough time. Luckily, idea about Airtel’s borrow airtime service came to my mind. Within seconds, I borrowed airtime on Airtel , continued my call, and sorted out the payment later.
- Using USSD code to Borrow Airtime
- Through My Airtel App
If you’ve ever wondered how to borrow airtime on Airtel , this guide will show you the eligibility requirements, the exact steps to borrow airtime on Airtel , and the easiest ways to stay connected without interruption.
Eligibility Requirements to Borrow Airtel
Here are the eligibility requirements!
1. Active Prepaid Line
You must be an active Airtel prepaid subscriber, and your line should already be linked with your NIN (National Identity Number)
2. Minimum Usage Period
Your Airtel SIM should be in use for at least three months before you can access the Airtel borrow service.
3. Consistent Recharge History
Make sure you recharge your line regularly, with at least ₦200 in total every month.
4. Repay Previous Loans
Any previously borrowed airtime must be repaid in full. If you have unsettled credit, you won’t be able to borrow again.
2 Ways to Borrow Airtime on Airtel
Using USSD Code to borrow airtime on Airtel
The code to borrow airtime on airtel is *303#. But how to use it and what are the steps? Here it is;
- On your Airtel line, dial this USSD code and you will be displayed with a detailed menu list
- This is the list of different airtel extra credit services. Select the option "Borrow Airtime"
- Select the amount you need and make sure you are following all the eligibility requirements before proceeding.
- After selecting your desired package, you'll receive the credit for your Airtel number right away!
- In any case, if you are not eligible to avail any credit service on Airtel, you have another easy option to buy airtime using Cardgoal. This gift card trading app makes the process simple with just a few taps, so you can top up your Airtel line anytime!
Borrow Airtime Using My Airtel App
If you prefer an app-based and smarter solution to borrowing airtime on airtel, then My Airtel App is your go-to solution. All you need to do is download the app from the App Store or Google Play store.
- Register or Sign in to your account
- From the home dashboard, look for the “Borrow Airtime” option and tap it.
- The app instantly verifies your eligibility and shows you the airtime amount available for borrowing.
- Choose the airtime amount available to you, confirm your selection, and your line will be credited instantly.
- Once approved, Airtel will send you a confirmation message, and you can start using your borrowed airtime right away.
Note: Using these services can charge you up to 15% service fees. It is applicable in both ways whether it's through "My Airtel app" or via USSD code.
Conclusion
If you are running out of credit it doesn’t have to be stressful. With Airtel, you can quickly borrow airtime through USSD or the MyAirtel app. If you don't want to borrow airtime from airtel, you can also use Cardgoal to buy airtime quickly!
FAQ's
1. What is the USSD code to borrow airtime on Airtel?
The USSD code to borrow airtime on Airtel is *303#. Simply dial it, select “Borrow Airtime,” and choose your desired amount.
2. Can new Airtel users borrow airtime immediately?
No. Your Airtel SIM must be active for at least three months before you become eligible for the Borrow Me Credit service.
3. How much service charge does Airtel apply when borrowing airtime?
The service fees apply when you borrow airtime from airtel is 15%.
4. Can I borrow airtime if I have an unpaid loan on Airtel?
No. You must clear all outstanding borrowed airtime before you can request a new loan.
5. Does borrowed airtime on Airtel expire?
No, borrowed airtime doesn’t expire. You can use it for calls, texts, or data until the balance runs out.
6. What if I’m not eligible to borrow airtime on Airtel?
If you are not eligible and need airtime urgently, you can still top up easily by buying airtime through Cardgoal.