You are in the middle of an important meeting and giving your presentation. And suddenly, your screen freezes . That means your Airtel data has run out. That's where "Airtel Credit Loan Service" comes to rescue, as by using this service you can borrow data from Airtel instantly. This service is a perfect solution for emergency situations.
Now next time you won't face the same situation!! The next thing you might be thinking about "how to borrow data from Airtel"?. In this blog, we will cover everything in detail, from a step-by-step guide to eligibility criteria! Before we start, below is a list of Airtel data loans for your convenience with its bundle price and amount you pay back!
Now you know which bundle you need, let us start now!
Eligibility Criteria to Borrow Data on Airtel
If you want to borrow data from Airtel, you need to have a prepaid SIM card which is active. Secondly, your Airtel line must be registered to National Identification Number (NIN). Airtel checks how often you recharge and the average amount you spend each month. The more consistent and higher your recharges, the better your chances of borrowing. Lastly, you can only avail this service if all your previous loans are repaid.
What is the Code to Borrow Data from Airtel?
The code to borrow data on Airtel is *500#. You need to dial it on your Airtel line, which will lead you to a list of data bundles. See which bundle you need and reply by entering the desired number. Once your request is confirmed, the data will be credited to your account immediately.
How Airtel Data Loan Service Works?
As you know, the steps on how to borrow data from Airtel, but there are some important things to keep in mind too. Let's have a look!
- Every data loan carries a 15% charge. For example, if you borrow ₦2000 worth of data, the total repayment will be ₦2300
- Borrowed data must be utilized before its validity period to avoid losing it.
- The borrowed amount and service fee are automatically deducted from your next recharge.
- If your recharge isn’t enough, the rest will be taken from your next top-ups.
Validity Period for Borrowed Airtel Data
The borrowed data on Airtel comes with a specific validity period based on the amount you have borrowed. Below are some examples of commonly borrowed data and their validity period. These validity periods and data amounts can vary by different regions. To stay updated, you can visit the Airtel website anytime.
| Validity Period | Volume | Examples of Usage |
| 1 day | 10 MB or 50 MB | 1. Ideal for checking messages or email quickly 2. Suitable for Emergency use |
| 3 days | 200 MB | 1. Suits users who require slightly more data, like to use social media |
| 7 days | 350 MB | 1. Light browsing 2. Using social media 3. Checking and replying to emails daily |
| 14 days | 750 MB | 1. Can be used to download apps or movies 2. Can watch short videos Can listen to music |
| 30 days | 1.5 GB | 1. Designed specifically for active users 2. Can attend online meetings 3. Download larger documents |
Benefits of Using Airtel Borrowed Data
- If you need urgent data, then availing the borrowing service from Airtel is the best option. Your account will be credited with borrowed data instantly
- If you need the data just for 1 day, you can borrow a small amount from Airtel. For example, you can get 10MB per day. This gives you flexibility in usage to borrow data of your choice
- Airtel Data loan service is available 24/7!
- If you have a limited budget, then this service is for you. Charges are reasonable and give you relief and peace of mind.
- While using your data, you don't need to worry about running out of data unexpectedly.
What are the Other Services Airtel Offers?
There are many services that Airtel offers, but apart from borrowing data, you can also use features like share Airtime and share data.
Share Airtime on Airtel
By sharing airtime on Airtel, you can send a part of your airtime balance to family and friends in just a few steps, making it easy to help someone stay connected when they run out of credit.
Transfer Data from Airtel
With this option, you can transfer data bundles from your own balance to another Airtel number, ensuring your loved ones never get disconnected from the internet. If you want to know detailed steps, read this blog
https://blog.cardgoal.com/transfer-data-on-airtel.html
Another Way to Share Airtime or Data
Another way to share your airtime or data with your loved ones is using Cardgoal. You don't need to transfer it from your own balance. Cardgoal is a gift trading app where you can also easily buy airtime or data. Sell your gift card to get Naira and use that money to pay your bills like airtime and data easily. You can buy Airtel airtime/data for your loved ones easily through the Cardgoal app and spread joy.
FAQ's
- How do I borrow data from Airtel?
Dial *500#, which is a code to borrow data from Airtel, choose your data bundle, and confirm. The data is credited instantly.
2. Can I repay a data loan partially?
Yes. Any remaining balance is deducted from your future recharges.
3. Is there a fee for borrowing data?
Yes, a 15% service fee is added to every Airtel data loan.